BXNK provides a regulated, AI-enhanced settlement infrastructure for institutions, PSPs, exchanges, and digital platforms. Each product is designed to simplify how fiat, stablecoins, and digital assets move globally, combining predictable liquidity, real-time compliance, and programmable settlement logic.
Explore ServicesBXNK redefines legacy payment rails by integrating them into a unified, real-time settlement layer. This evolution bridges traditional banking with modern infrastructure — without requiring a system overhaul.
Traditional payment methods like card networks, SWIFT, and SEPA can now operate on top of BXNK’s fixed currency pool architecture, eliminating reconciliation delays and conversion inefficiencies.
Transactions that once took days to clear now finalize within seconds through the atomic protocol, maintaining full compliance and traceability.
Financial institutions and PSPs can continue using their existing rails while gaining the benefits of instant settlement, unified reporting, and reduced operational risk.

BXNK simplifies global money movement by removing intermediaries and FX friction from the settlement chain. This enables truly global payments faster, cheaper, and fully auditable.
When a sender transfers AED and a recipient expects EUR, the transaction settles directly between two fixed pools — no SWIFT routing, no correspondent bank dependencies, no slippage.
The atomic protocol ensures synchronized ledger updates, enabling instant, transparent, and final cross-border settlement.
Institutions gain a clear view of every transaction flow, predictable transfer costs, and compliance visibility across jurisdictions.

BXNK’s infrastructure can be white-labeled, allowing banks, PSPs, and fintechs to launch their own settlement, custody, or payment products using BXNK’s regulated backbone. It’s infrastructure-as-a-service (IAAS) for the next generation of financial platforms.
Partners gain access to APIs, dashboards, and liquidity management tools while maintaining their own branding and customer interface.
This approach eliminates the time and complexity of licensing, compliance setup, or building new payment corridors from scratch.
BXNK handles regulation, infrastructure, and liquidity — partners control customer relationships and product experience.

BXNK’s fixed currency pool architecture naturally generates yield opportunities through optimized liquidity deployment. All activity remains transparent, compliant, and fully auditable within BXNK’s regulated framework.
AI models forecast liquidity needs, allowing idle funds to be allocated efficiently across pools or instruments that maintain capital stability.
Institutions can earn returns on operational balances while preserving instant access for settlement.
This creates a dual advantage — predictable liquidity for payments and yield generation for treasury operations.

BXNK provides institutional and commercial custody infrastructure as part of the Atomic Protocol ecosystem. Our custody solutions are designed for Banks, PSPs, Merchants, and Liquidity partners, enabling secure digital asset management and instant settlement through the protocol.
Institutional-grade protection with multi-signature authorization, segregated wallets, and continuous monitoring.
Enables merchants and PSPs to hold, receive, and settle assets directly via the Atomic Protocol.
Funds are held and released on-chain in real time, eliminating counterparty risk.
Available as custody-as-a-service or integrated with private protocol instances for financial institutions and enterprise clients.
Operated under BXNK’s institutional grade custody, meeting the highest custody and AML standards.

BXNK operates as a settlement layer for regulated financial institutions. Clients connect via API or platform interface, using dedicated subaccounts across multiple pools. The model allows banks, PSPs, and fintech companies to extend their existing infrastructure with instant, compliant global settlement capabilities.
BXNK’s infrastructure is available as a modular B2B service for platforms seeking to integrate regulated multi-currency transactions. Partners can utilize any layer, liquidity, custody, or settlement, individually or as a full-stack service. This modularity supports fast adoption and scalability across regions without requiring major operational change.
BXNK’s commercial framework is based on transparent settlement fees and liquidity service charges. No hidden FX spreads or conversion markups apply due to the fixed pool architecture. Pricing remains consistent across corridors, allowing institutions to forecast cost structures accurately while benefiting from instant execution and zero-slippage settlements.