One Infrastructure, Multiple Financial Capabilities.

BXNK provides a regulated, AI-enhanced settlement infrastructure for institutions, PSPs, exchanges, and digital platforms. Each product is designed to simplify how fiat, stablecoins, and digital assets move globally, combining predictable liquidity, real-time compliance, and programmable settlement logic.

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Product & Services
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Products & Services

Reinventing Traditional Payment Rails

BXNK redefines legacy payment rails by integrating them into a unified, real-time settlement layer. This evolution bridges traditional banking with modern infrastructure — without requiring a system overhaul.

Eliminating Reconciliation Delays and Conversion Inefficiencies.

Traditional payment methods like card networks, SWIFT, and SEPA can now operate on top of BXNK’s fixed currency pool architecture, eliminating reconciliation delays and conversion inefficiencies.

Atomic Protocol for Instant Transactions

Transactions that once took days to clear now finalize within seconds through the atomic protocol, maintaining full compliance and traceability.

Unified Reporting & Reduced Operational Risk

Financial institutions and PSPs can continue using their existing rails while gaining the benefits of instant settlement, unified reporting, and reduced operational risk.

Reinventing Traditional Payment Rails

Cross-Border Payments

BXNK simplifies global money movement by removing intermediaries and FX friction from the settlement chain.  This enables truly global payments faster, cheaper, and fully auditable.

Direct Settlement Between Pools

When a sender transfers AED and a recipient expects EUR, the transaction settles directly between two fixed pools — no SWIFT routing, no correspondent bank dependencies, no slippage.

Synchronized Ledger Updates

The atomic protocol ensures synchronized ledger updates, enabling instant, transparent, and final cross-border settlement.

Clear Transactional View

Institutions gain a clear view of every transaction flow, predictable transfer costs, and compliance visibility across jurisdictions.

Cross-Border Payments

White Label Solutions

BXNK’s infrastructure can be white-labeled, allowing banks, PSPs, and fintechs to launch their own settlement, custody, or payment products using BXNK’s regulated backbone.  It’s infrastructure-as-a-service (IAAS) for the next generation of financial platforms.

Accessibility

Partners gain access to APIs, dashboards, and liquidity management tools while maintaining their own branding and customer interface.

Saves Plenty of Time

This approach eliminates the time and complexity of licensing, compliance setup, or building new payment corridors from scratch.

Customer Relationships & Product Experience

BXNK handles regulation, infrastructure, and liquidity — partners control customer relationships and product experience.

White Label Solutions Updated

Yield & Liquidity Services

BXNK’s fixed currency pool architecture naturally generates yield opportunities through optimized liquidity deployment. All activity remains transparent, compliant, and fully auditable within BXNK’s regulated framework.

Efficient Fund Allocation using AI Models

AI models forecast liquidity needs, allowing idle funds to be allocated efficiently across pools or instruments that maintain capital stability.

Returns on Operational Balances

Institutions can earn returns on operational balances while preserving instant access for settlement.

Dual Advantage

This creates a dual advantage — predictable liquidity for payments and yield generation for treasury operations.

Yield & Liquidity Services

Custody Solutions

BXNK provides institutional and commercial custody infrastructure as part of the Atomic Protocol ecosystem. Our custody solutions are designed for Banks, PSPs, Merchants, and Liquidity partners, enabling secure digital asset management and instant settlement through the protocol.

Secure multi-asset custody

Institutional-grade protection with multi-signature authorization, segregated wallets, and continuous monitoring.

Integrated payments custody

Enables merchants and PSPs to hold, receive, and settle assets directly via the Atomic Protocol.

Instant atomic settlement

Funds are held and released on-chain in real time, eliminating counterparty risk.

Custom deployment options

Available as custody-as-a-service or integrated with private protocol instances for financial institutions and enterprise clients.

Regulated & compliant framework

Operated under BXNK’s institutional grade custody, meeting the highest custody and AML standards.

Custody Solutions

Our Business Model

Institutional Settlement Network

Institutional Settlement Network

BXNK operates as a settlement layer for regulated financial institutions. Clients connect via API or platform interface, using dedicated subaccounts across multiple pools. The model allows banks, PSPs, and fintech companies to extend their existing infrastructure with instant, compliant global settlement capabilities.

B2B Infrastructure-as-a-Service

B2B Infrastructure-as-a-Service

BXNK’s infrastructure is available as a modular B2B service for platforms seeking to integrate regulated multi-currency transactions. Partners can utilize any layer, liquidity, custody, or settlement, individually or as a full-stack service. This modularity supports fast adoption and scalability across regions without requiring major operational change.

Revenue Model

Revenue Model

BXNK’s commercial framework is based on transparent settlement fees and liquidity service charges. No hidden FX spreads or conversion markups apply due to the fixed pool architecture. Pricing remains consistent across corridors, allowing institutions to forecast cost structures accurately while benefiting from instant execution and zero-slippage settlements.

Request Institutional Access

Partner with BXNK to access regulated settlement, liquidity, and treasury infrastructure
built for scalable, real-time financial operations.
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